Insurance agents represent insurance companies and sell insurance to clients, including individuals and organisations.
Duties & Tasks
Insurance agents may perform the following tasks:draw up lists of clients from a variety of sources
contact potential clients, usually by telephone, to arrange interviews
research new insurance products to assist current and potential clients in making choices
interview clients to identify their insurance needs and how insurance policies might meet those needs
write an insurance recommendation list or plan to assist the client to make an informed decision
explain policy details to clients, including the risks for which they are covered, the rates and the benefits
recommend an appropriate amount and type of cover to individual clients
collect premiums and keep records of payments
regularly review clients' circumstances to ensure the level of insurance is appropriate
assist clients in the event of a claim
negotiate with insurance companies on behalf of clients.
Some insurance agents are also licensed financial planners and/or investment advisers.
good communication skills
good interpersonal skills
perseverance and motivation
aptitude for working with figures
confidence in selling products
neat personal appearance.